E-commerce is where website development cost varies the most. The platform you choose determines both your upfront investment and your long-term running costs. For a deeper breakdown covering every hidden cost, payment gateway comparison, and marketplace vs own store math, see the full
e-commerce website cost Philippines guide.
WooCommerce (WordPress): The most popular e-commerce option for Philippine businesses. The plugin is free, but you'll pay for hosting (₱3,000-₱15,000/yr), a premium theme (₱2,000-₱8,000), payment gateway plugins, and development time. Total setup through a developer: ₱50,000-₱200,000 ($900-$3,600). Good flexibility, but WordPress maintenance overhead adds up.
Shopify: Monthly subscription of ₱2,200-₱22,400 ($39-$399) plus transaction fees of 0.5-2% per sale (waived with Shopify Payments). Low setup cost, but monthly fees compound. Over three years, a ₱2,200/month plan costs ₱79,200 ($1,400) in subscriptions alone, before any customization.
Custom E-Commerce (SvelteKit, Next.js): Higher upfront cost (₱280,000-₱448,000 / $5,000-$8,000) but zero platform fees, zero transaction fees (beyond Stripe's standard 2.9%), and no artificial limitations. For businesses processing ₱500,000+ monthly in online sales, the platform fee savings alone can pay for the custom build within 12-18 months.
Philippine payment gateways to consider: Beyond Stripe and PayPal, Philippine e-commerce sites need local payment options your customers actually use. PayMongo is the most popular Philippine payment gateway, supporting GCash, Maya, GrabPay, credit cards, and bank transfers through a single integration. Setup is straightforward and their API is developer-friendly. HitPay is another strong option, especially for businesses wanting a no-code payment page or POS alongside their website. For more complex needs, DragonPay handles over-the-counter payments (7-Eleven, Cebuana Lhuillier) and direct bank transfers through BPI, BDO, and UnionBank. Budget ₱5,000-₱20,000 ($90-$360) per payment gateway integration depending on complexity. If your customers are Filipino, GCash and Maya support through PayMongo or a similar local gateway isn't optional. It's essential.